Caught between a Rock and a Hard Place?
If you find yourself in a position where you owe more than your home is worth and you need to sell, a Short Sale may be your best option.
"What is a Short Sale?"
Simply put, a Short Sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a Short Sale, the lender must approve and accept less than what they are owed as full payoff . What this means to you is, that the lender may settle for far less than what you owe, even if the difference is hundreds of thousands of dollars!
Are you facing a financial hardship that you know will decrease your income?
Are you getting behind on your mortgage and you're not sure if you can catch up?
Or do you just need to sell quickly but your home is worth less now than when you bought it?
If you are facing any of the situations above, and you think a Short Sale might be your best option, then read on. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of an article from industry insiders titled "The 9 Alternatives When Facing Foreclosure".
Don't worry. It's not your fault...
You must remember that everyone has faced hardships in life, and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure. Even the daily activity of answering your phone brings dread at the thought that it is probably another bill collector wanting to speak with you.
By many accounts some say that America is in the middle of a national mortgage crisis. In many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!
You bought your home and expected, like everyone does, that it would increase in value. You may even be like some who were promised that it would appreciate! The harsh reality is that now your home may be worth less than when you bought it, and that it's value could still be still declining sharply.
Hundreds of homeowners in this position have been able to get the help they deserve by ordering this Free, No Obligation report.
Did you know that nearly 90% of the homeowners nationwide who try to "Short Sell" their home will end up losing their home to foreclosure due to a lack of understanding of the process by themselves or their real estate agent?
Don't allow this to happen to you!
It is not uncommon to meet an agent who has either not been properly trained or is misinformed about how to even begin to negotiate with lenders. Some do get so far as to submit your 'Short Sale Packet' to your mortgage company, and then do not know how to proceed when an actual offer on your home comes in!!
In the end, they simply don't understand the process, and you could likely become one of those "90%" that were not helped.
"Short Sales are not easy"
unless you seek the help of an expert agent with a proven track record. Our staff has been educated by a former Chief Loss Mitigator for a household-name national mortgage lender who has 20 years of loss mitigation and asset management experience. (A Loss Mitigator is ultimately the person at the bank who accepts or declines Short Sales)
Hundreds of homeowners have been helped with successfully negotiated Short Sales using the information in this free report.
As you can see from recent approval letters below, the banks actually say YES to homeowners using this Short Sales process. Before you hire an agent to help you Short-Sell your home, ask them to show you just one Short Sale approval letter written within the last 6 months. We have put ours below for you to see.
The tips and tricks learned from a career of working INSIDE THE BANK have been taught to our staff to help you ethically BEAT THE BANK... 93.2% of the time!
Our mentor most recently worked for IndyMac Bank, a top ten lender, as the head of their HELOC loss mitigation division. With insider knowledge and a broad base of industry contacts at over 30 different national lenders, NOBODY can help you to get your approvals faster in Ohio!
Now it's up to you
We are a team of experts, ready to go to work for you. Are you ready to take a serious look at your options and see how a Short Sale can help you?
- Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
- Save your credit from the "Foreclosure" smear
- Avoid Bankruptcy
- Avoid Foreclosure
- Relieve the stress that this financial burden has become
- WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND! …or in other words, you pay us nothing and if we do our job and save you from foreclosure, ONLY THEN will we get paid by the lender!
Recent Results-Actual Approval Letters!
Not all agents KNOW HOW to do a Short Sale and not all people qualify for our help. We are here for you if your situation meets the following criteria:
- You have a valid hardship
- You have little or no equity in your home
- You are unable (or soon will be unable) to pay your bills on time
- You want to work with an expert
If you are not sure and just want to find out if you qualify, please give us a call and we will walk you through your options. Believe it or not, you may need help only in getting a temporary reduction in your payments to 'catch up' on your bills. In any case, feel free to call us to talk about the several options that you may not be aware of.
If you don't know what else to do and you don't want to wait for the Free Report, just call us at 1-800-380-0433, extension 8004 and leave your contact information and one of our staff will call you back within 48 hours. The call and the report are free. What will it cost you in damaged credit, frustration and stress if you don't call to discover all of your options?
Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit with a Short Sale, and have peace of mind dealing with an expert.
If you are still not sure, call our free recorded message by dialing 1-800-380-0433 and press 8004. Just listen in and see what what we can do for you.
Still Not Sure?
